Services
IOUpay - Buy Now Pay Later
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With the digital payment convenience you to split your purchases into affordable monthly instalments (up to 3 months) with ZERO interest to pay! With myIOU, you can always ‘buy now’ and ‘pay later’. 

 

It's easy to get instant approval credit limit up to RM1000 and you may upgraded to RM10,000 credit approval with few simple documents  submission to seek approval. That's all eazy....

...so you're GOOD to go.
Enjoy the way make purchase and split the payment into 3 or 6 months, how nice is it!
With Wah Lee Group "Buy Now Pay Later” service, you're good to go.  

Buy Now Pay Later with myIOU

 

Shop for what you want, when you want, without breaking the bank. Split your purchases into affordable monthly instalments (up to 6 months) with ZERO interest to pay!

With myIOU, you can always ‘buy now’ and ‘pay later’.

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Registration Requirement

 

  • At least 18 years old and above

  • A Malaysian NRIC (MyKad)

  • Credit/debit card issued by Malaysian financial institutions

  • Malaysian mobile number and email address

Paying Instalments has never been easier

ZERO Interest

 

​Split your payment into 3 or 6 months upon checkout with absolutely 0% interest.

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Instant credit approval up to RM1,000

 

Complete the registration and get instant credit approval up to RM1,000 and as high as RM10,000 with myIOU Credit+.

Pay with Debit or Credit Card

 

Payment will be automatically charged to your card every month. Just sit back, relax and enjoy your purchase.

1. Tenure for instalment plan is predetermined by respective merchants.

2. Late payment fees of RM5 or 1% on outstanding amount (whichever higher) will be incurred for overdue payment.

3. Instant approval of RM1,000 credit limit will be granted between 9am – 10pm (including Sat, Sun & public holidays). Credit limit will be RM0 between 10pm-9am and will be approved within 48 hours. Subject to terms & conditions.

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Upgrade to 

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Need more credit limit?
Sign-up for myIOU Credit+ today to increase credit limit up to MYR10,000 !

up to

RM3,500

 

In myIOU app, submit:

  • One month of latest income crediting bank statement

  • Any one proof of residential address

up to

RM10,000

 

In myIOU app, submit:

  • One month latest credit card statement

  • One month of latest income crediting bank statement

  • Any one proof of residential address

*myIOU Credit+ is only for existing myIOU consumer.
**Request made before 12pm will be processed on same business day and request made after 12pm will be processed by next business day. Subject to terms & conditions.